Pricing & Insurance
At Healing Body & Mind Therapy, we believe in transparency and want to make sure you feel comfortable with the financial aspects of your therapy. Below, you’ll find detailed information about our pricing, insurance options, and private pay benefits.
Pricing Information
15-20 Minute Consultation
Free
This consultation is an opportunity to explore your needs and reasons for seeking therapy.
45-Minute Individual Session
$120
These sessions are focused on one-on-one therapy, where we work together to identify and change problematic behaviors and develop coping strategies.
90-120 Minute Initial Intake
$150
This is a comprehensive assessment designed to gather essential information and create a tailored plan for your therapy.
Insurance Information
We accept the following insurance providers:
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Blue Cross Blue Shield (BCBS)
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Aetna
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Point 32 (Tufts/ Harvard Pilgrim)
If your insurance is not listed above, don’t worry! You can still obtain services through the following options:
Superbill for Reimbursement: You can submit a Superbill to your own insurance company for reimbursement.
Out-of-Network (OON) Costs:
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Out-of-network / Out-of-pocket cost: $120 per session
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Out-of-network Intake fee: $150
Private Pay Options
Why Choose Private Pay?
Choosing private pay therapy can offer you greater flexibility and privacy. Here are some key reasons why many clients prefer this option:
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Confidentiality: With private pay, your mental health records remain confidential. Insurance companies often require a mental health diagnosis, which becomes part of your permanent record.
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Avoiding Diagnosis Requirements: Private pay therapy does not require a formal diagnosis, which can be particularly useful for those who may not fit neatly into diagnostic categories or want to avoid long-term record-keeping.
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Greater Flexibility and Control:With private pay, you have the flexibility to choose any therapist, schedule sessions based on your needs, and avoid insurance restrictions on session frequency, duration, and the total number of sessions covered. This allows you to continue therapy for as long as you need without limitations.
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No Need for Pre-Authorization: You can start therapy immediately without waiting for insurance approval.
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Avoid Network Restrictions: Private pay clients are not restricted to in-network providers, allowing you to choose a therapist who best fits your needs.
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Simplified Process: Paying out-of-pocket eliminates the hassle of dealing with insurance claims, denials, or appeals. You can focus more on your therapy and less on administrative processes.
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Potential Cost Savings: In some cases, paying out-of-pocket may cost less than dealing with high deductibles or co-pays associated with insurance.
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Transparency of Costs: Paying out-of-pocket often provides clear and straightforward pricing, avoiding hidden costs or fees.
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Privacy and Career Benefits of Private Pay Therapy:Choosing private pay therapy ensures your privacy and helps protect your career prospects. Many high-level fields, such as the military, aviation, and law enforcement, require mental health screenings. With private pay, your therapy records remain confidential, eliminating the risk of a mental health diagnosis impacting future job opportunities.
Good Faith Estimate of Costs
In compliance with the No Surprises Act and Massachusetts state regulations, we provide a Good Faith Estimate (GFE) of the anticipated costs for therapy services. This estimate helps you plan and budget for your therapy.
Your Rights:
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You have the right to request a Good Faith Estimate before beginning therapy services.
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You can review the estimate to understand expected costs.
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If you have questions or need clarification regarding your estimate or payment options, please feel free to contact us.
Questions to Ask Your Insurance Provider
Before using your insurance for therapy, it’s helpful to check with your insurance company about coverage. Here are some questions you can ask
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Are there specific types of therapy that are covered (e.g., individual therapy, group therapy, family therapy)?
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What is my coverage amount per therapy session?
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What is my co-pay or co-insurance for therapy sessions?
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Is there a deductible that needs to be met before coverage begins?
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Are there any limits on the number of sessions covered per year or per condition?
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Do I need a referral from my primary care physician to see a therapist?
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Is pre-authorization required for therapy services, and if so, how do I obtain it?
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What documentation is required for reimbursement of out-of-pocket expenses?